I want to post today about the limited reach of pet health insurance to pet owners as it exists today. This isn't talked or written about very much. Pet insurance is essentially a reimbursement plan. An insurance policy is a contract between the pet owner and the insurance company. This means that you must pay your veterinarian in full for the bill, then file a claim with the insurance company and wait for reimbursement. This has led many to ask, “If I can afford to do that, then why do I need insurance?” In these cases, the insurance reimbursement will... Read more →