So, you purchase pet insurance, visit your vet and pay your bill, file a claim for a covered expense with the pet insurance company, but reimbursement for the claim is denied. The reason - you didn't file the claim within the alloted time frame specified in the policy. Most pet insurance policies require you to file a claim within 90 or 180 days, and if you fail to do so, technically they can deny reimbursement - even for a covered expense. I've read about instances where this has happened. I've also heard from at least one pet owner whose company... Read more →