Pet insurance companies are required to file a copy of the rates (premiums) and terms and conditions (what the policy covers and doesn't cover, what the pet owner is required or allowed to do and what the insurance company is required or allowed to do) with each state's Department of Insurance. I've already published several in-depth articles and podcasts (links below) dealing with the problem of policyholders getting hit with significant and unexpected premium increases when their policy renews. This article deals with changes in the terms and conditions when a policy renews. A company may make global changes to... Read more →