***** ASPCA has come out with brand new polices since this blog post was written. I refer you to this post. ASPCA pet insurance company recently unveiled their new policies. There are several improvements that allow pet owners more control over their coverages and therefore the premium they pay. Here is an overview of policies: 1) There isn't an annual maximum, only a per-incident maximum, therefore, there is no limit to the number of injury/illness claims you can file and receive reimbursement for during a policy term. However, remember that low per-incident maximums can increase your out-of-pocket expense. The company... Read more →