Your Pet Insurance Guide

Insights From Pet Insurance Cost of Care Report 2016

Healthy Paws pet insurance company recently published the 2016 Cost of Care Report that provides interesting insights for both pet owners and veterinarians. They analyzed over 200,000 claims from June 2015 to June 2016. The report focuses on the top 10 conditions for which claims were filed during this period for both dogs and cats and the impact that new diagnostic procedures and treatments are having on the cost of care for these conditions. I believe it is well worth your time to read this report. You can download it here. Read more →

Healthy Paws Pet Insurance: Examples of Claims Paid

A recent theme of my blog posts has been examples of claims paid by various pet insurance companies in the Unitied States. I found a page on the Healthy Paws blog that gives many examples of claims they have paid. Notice that most of the claims were for acute, unexpected illnesses or injuries. This is why people consider the purchase of pet insurance - the unexpected problem that potentially costs more than they can pay out-of-pocket. Ask yourself, "If this happened to my pet, could I afford to pay for the treatment?" If not, consider looking into the purchase of... Read more →

Healthy Paws Pet Insurance Now Offers Unlimited - No Caps Coverage

Healthy Paws used to have a $25,000 lifetime limit (cap) on coverage in their policies. Recently, they eliminated that cap. Therefore, their policies have no per-incident, annual, or lifetime cap on benefits. The only limits are the deductible and coinsurance you choose with your policy. Read more →

Healthy Paws Comes Through With Claim Reimbursement

Here's a story about Bu's patellar luxation and how having pet insurance with Healthy Paws helped pay for the surgery. It seems that a day at the park aggrevated Bu's patellar luxation. What makes this significant is that Healthy Paws is one of several companies that now cover hereditary and/or congenital conditions. Some companies catagorize patellar (kneecap) luxation as either hereditary or congenital and don't cover it. This brings up once again the importance of getting a policy that does cover hereditary/congenital conditions and preferably from a company that offers more than token coverage. With most companies, the policy must... Read more →

Trupanion Offers No-Limits Policies

Trupanion recently removed the $20,000 lifetime limit on their policies. There is also no per-incident or annual limit. This makes them unique among pet insurance companies. **Update: Healthy Paws also now offers a no-limit policy. Read more →