I get a lot of quotes as part of doing research for my blog, books, and podcast. I've noticed that companies don't always present all the options available on their quote page. Why wouldn't they want potential policyholders to know all they have to offer them? I'll explain what I think is going on, but first let's look at some examples of what I'm referring to. Nationwide: Here is a quote on a puppy: What they initially showed me was their Major Medical policies with and without wellness care benefits. These policies reimburse according to a defined benefit schedule rather... Read more →