Your Pet Insurance Guide

Recommended Website For All Pet Owners

I just found a new website last week that is a great resource for all pet owners. It was started by Dr. Jason Nicholas whose professional interest is in emergency and critical care. This website is called The Preventative Vet and was born out of an idea similar to the one I had when I wrote The Wise Pet Owner. This website could end up saving you a lot of money if you heed Dr. Nicholas' advice and, more importantly, save your pet's life. Spend some time browsing the website, but be sure and read Dr. Nicholas' bio on the... Read more →

Another Reason Why Pet Insurance Premiums Rise

I received an email recently from Dr. Jules Benson at Petplan in response to a question I’d asked him. Included in the email was a bit of information that I’d certainly not thought of before and perhaps you haven’t either. We normally think of pet insurance premiums increasing due to several factors e.g. changing underwriters, a pet’s age, adjustments due to actuarial data and “veterinary inflation.” Veterinary inflation is generally defined as the amount a practice raises it’s fees from one year to the next to cover increases in overhead whether that be the cost of drugs, staff salaries, equipment,... Read more →

If You Have Pet Insurance - You Should Be Conducting An Annual Pet Insurance Checkup

Pet insurance companies frequently make changes to their existing policies or even decide to offer new policies. They usually do so because they change underwriters, in response to surveys of existing policyholders, or simply in an effort to keep up with their competition. There is also an emerging trend allowing pet owners to customize their policies by choosing from a range of deductibles and coinsurance options. Your pet insurance premium can also change when a company changes underwriters. Premiums will go up as the costs of providing veterinary care rises. Companies may also adjust their premiums periodically based on their... Read more →