Your Pet Insurance Guide

Most Common Pet Insurance Claims By Month - April - Foreign Body Ingestion

I recently received a press release by Petplan Pet Insurance Company where they compiled a list of the most common claims that are filed for each month of the year. A comparison of multiple years would need to be done to determine if these stats are potentially significant or just an interesting tidbit. I have decided to use this list to write monthly about the condition that was the most common for that month and offer any tips I can to help prevent these problems or at least educate pet owners about the condition from my perspective as a veterinarian.... Read more →

Pet Insurance Tip: Know How The Deductible And Copay Is Applied

Some pet insurance companies will apply the deductible first and then the copay when calculating the reimbursement amount to the policyholder. This is the method I'm most familiar with in all the health, home, auto insurance policies that I've had in my lifetime. Here is the actual wording from a pet insurance policy: "Your annual deductible amount is listed on the declaration page and applies during each policy period. We subtract that deductible from covered expenses before applying the reimbursement percentage." However, some pet insurance companies will apply the copay first and then the deductible when calculating the reimbursement to... Read more →