Your Pet Insurance Guide

Nationwide Pet Insurance For Exotics Gets Better

I will have to be honest. I had very limited experience treating exotic pets when I was in practice. Nationwide is the only company that offers pet insurance for exotic pets in the U.S. I have read that exotic pet owners, while grateful for pet insurance availability, have complained that it was limited compared to coverage offered for dogs and cats. I got an email today from Nationwide saying they are now offering comparable coverage for exotic pets now. You can read about it here. Read more →

Nationwide Pet Insurance Offers Whole Pet Policy To Puppies Again After Temporary Pause

In the spring of 2018, I wrote an article letting readers know that Nationwide no longer offered their best policy, Whole Pet, to puppies less than 1 year old. You can read that post here. When checking their website today to get a quote for their current offerings, I noticed that they are offering the Whole Pet policy to puppies again with some obvious adjustments in premium. I talked with Dr. Carol McConnell, Chief Veterinary Officer at Nationwide, for details. When the Whole Pet policy was introduced in 2015, the premiums were determined by an outside actuarial firm rather than... Read more →

Maximize Your Pet Healthcare Dollars With Pet Insurance

A pet insurance policy can help you stretch the dollars you can afford to spend out-of-pocket on your pet's healthcare. The following calculations are assuming the condition that is treated is covered by the insurance policy. Let's say you can afford to spend $100/mo. or $1200 annually out-of-pocket on pet healthcare (with or without pet insurance) and you have a new Beagle puppy. The premium in Memphis, Tn. (where I live) is $37.15/mo or $445 annually for a policy with a $250 deductible, 90% reimbursement and unlimited annual coverage at Petsbest. I'll include the cost of the premium in the... Read more →