Your Pet Insurance Guide

Make Sure Your Pet Insurance Policy Covers Alternative/Rehabilitation Therapy

The field of alternative/rehabilitation therapy in veterinary medicine is evolving. Veterinarians now have an option to specialize in this field. Consequently, more and more pet insurance companies are covering alternative/rehabilation therapy. I believe this is an important coverage to include in your pet insurance policy. Some companies broadly define alternative/rehabilitative therapy as "treatment that does not generally fall within the realm of conventional veterinary medicine as used by the American Association of Rehabilitation Veterinarians (AARV)." 1 Other companies may limit which of these therapies will be covered. Look at a sample policy to determine exactly what alternative/rehabilitation treatments a company... Read more →

How To Evaluate A Pet Insurance Policy

Perhaps the most important step to take before purchasing pet insurance is to read and understand a company's policy. Understanding what you read is critical. I recommend that you download and print the sample policy, highlight any sections/clauses that you have questions about and then call and talk with a company representative for clarification on these concerns. In my experience talking with pet owners, most of them fail to do this, and therefore, don't really understand what they are purchasing. More often than not, this leads to surprises and regrets down the road when they file claims that are denied... Read more →