Pet Insurance Tip: Exam Fee Coverage

Some pet insurance companies include coverage for consultation/examination fees in their policy. Others make it optional coverage you can include when getting a quote. A few just don't cover exam fees. I've had pet owners ask me, "Why wouldn't this be covered because a vet has to exam my pet to find out what's wrong and treat it?" A subtle reason (I suspect) some companies don't cover this or make it optional is to deter you from taking your pet to the vet for relatively minor ailments to decrease the number of claims filed. There are several reason you might... Read more →